RBC RU Money Smart
RBC and RU Student Life recognize that one of the biggest parts of being a student, and sometimes the most stressful, is financing your education, and everything that comes with it. In an 8 blog series over the school year, RBC brings financial literacy to Ryerson students to make your wallet just one thing you have to worry a little less about.
We heard you loud and clear: you’re spending too much money on food, and your budget (if you’ve got one) is falling by the wayside. First thing first: re-visit your budget for the first time. Now that you are aware of where you’re spending your money, budgeting is a much easier task than when you were working or saving in preparation for your time at school. Read more about budgeting 101.
Before you reach for that plastic, be sure you know just what you’re taking on by using credit – and the different types there are. Credit is great, but like anything – it comes with responsibility. Improper use can put your credit score into a stickier situation than you’d like. Read more about the myths and realities of credit.
Students know first-hand that there are scholarships for nearly everything. In fact, there are more than $82 million worth of scholarships awarded each year. But did you know that every year there are thousands of unclaimed scholarships in Canada, with the total amount estimated at more than $15 million? Read more about how to find scholarships so you can save some of your hard earned money.
The holiday season is upon us and let’s face it – it can get expensive. There are holiday parties, gift exchanges, flights home and catching up with old friends. All of these are part and parcel of the holiday season, but they can take a toll on your bank account. Read more for tips on saving cash over the holidays.
Happy New Year! We hope that you had a wonderful holiday season celebrating with your nearest and dearest. And now that you’re back – we wanted to talk about a resolution that might have slipped your mind behind eating better and working out more – financial fitness! Read more about starting your year off with your finances in mind, here.
Graduating is scary. The uncertainty of success is scary. Being a “grown-up” is scary. A former RBC Career Launch Associate, Niha Agha, explains the path she took to get there. Read about Niha’s journey after graduation, here.
It’s finally March and you’re nearing the end of the school year; congratulations, you’ve almost made it! However, for many graduates, and for those of us planning ahead, there is a looming question to answer: how do I pay off my student loan? Read more for some advice on how to best navigate this question.
Happy New Year! We hope that you had a wonderful holiday season celebrating with your nearest and dearest. And now that you’re back – we wanted to talk about a resolution that might have slipped your mind behind eating better and working out more – financial fitness! Read more about starting your year off with your finances in mind, here.
RBC and RU Student Life awarded Stefany Nieto $1000 for our #RUMoneySmart Contest! Find out more about the contest and Stefany’s winning entry, here.Â
Make Sense of Your Finances
Coming to Ryerson was one of the most important things you’ve done to achieve a satisfying and rewarding career. But RBC and RU Student Life know that your financial concerns aren’t just limited to your tuition fees. While you focus on your education over the next 8 months, we’ll be there all the way, with expert advice and financial solutions from our friends at RBC, designed with you in mind.
More Money-Smart Related Blogs
- Money-Smart Holidays: Cheap and Cheerful Gift Ideas for a Budget, on Pinterest We’ve got a Pinterest board set up of cheap, cheerful, DIY gifts to please everyone on your list without breaking your bank account. Browse through our holiday gift ideas board on Pinterest, here.
- 10 Best Budget-Friendly Cafes for Warming Up This Winter A rundown of some of the best and most affordable cafés to find yourself this study season. Read the list on Buzzfeed here.
- How to be Broke in Toronto From getting thrifty, attending free gallery openings, and budgeting, Ellen shares her tried-and-true student survival guide for surviving (and enjoying!) Toronto on a budget. Read about how to be broke in Toronto.
- Commuting: How to Save Your Cash Commuting can be a commitment and drain financially, mentally, and physically. Ramisha’s got you covered with some sure fire ways to save you some major dough. Read about saving your commuting budget.
- 14 DIY Valentine’s Gifts Do-it-yourself and save some cash, plus surprise someone with something a little more heartfelt. Find 14 DIY Valentine’s Gifts on our Buzzfeed.
- House Hunting Headsup Tips on finding an apartment in Toronto that meets your needs but doesn’t leave you broke. Find out more, here.
- First World Problems An opinion piece on the struggle to pay the bills as a student, and why comparing tragedies isn’t the answer when talking about student debt. Read more here.